![]() ![]() Its pre-approved offers feature minimal documentation and 3-second disbursals. For its select existing customers, the bank offers overdraft facility, pre-approved offers and top up loan facility. The bank also offers Fresher Funding, a special scheme for funding immediate and other financial requirements of younger salaried individuals. ICICI Bank extends personal loan to cater to the varied financial requirements of its borrowers. The bank also offers pre-approved personal loans with ‘10 second disbursal’ to its select existing customers based on their credit profiles. The tenure of the scheme can go up to 6 years whereas the loan amount can go up to Rs 40 lakh. The interest rates of HDFC Bank personal loan start from 10.50% p.a. Given below are a few personal loan schemes offered by some of the leading banks and NBFCs in India: HDFC Bank Personal Loan ![]() Personal loan is a short to medium term loan, which consumers can avail to meet both personal and business needs other than speculative purposes.They are usually unsecured in nature as consumers do not need to pledge any collateral or security to avail them. How to Improve your Chances of Getting a Personal Loan?. ![]()
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